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—  Prelude Financial, LLC  —FINANCIAL PLANNING & INVESTMENT MANAGEMENT

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ABOUT



Prelude Financial is a young and nimble, yet highly sophisticated wealth management firm with the belief that with the right guidance you can live your best financial future. I dig deep to understand my clients’ circumstances, concerns and goals, proposing answers to enhance your financial success. Providing unbiased advice focused on my client’s best interests, I sort the entire marketplace to recommend tailored solutions at the most reasonable cost. 

Prelude financial is a fee-only financial planning firm, which means that clients pay us to help maximize their wealth. Being fee-only means we do not receive commissions, bonuses or incentives from other institutions for referring their services. We work to comprehensively integrate all facets of our client’s financial life. Further, we work as adept coordinators when issues arise that require us to call on outside experts – from your team of trusted advisors or from our network of specialists in diverse disciplines.

Tax Efficient

We maintain a keen eye on the tax efficiency of your plan to improve the overall success of your planning. By integrating advanced tax planning with your financial plan we are able to look at all opportunities available to you to maximize your efforts.

Fee-Only

We are only compensated by you. This transparent fee structure ensures objective advice with your best interest in mind. We have no products to sell, receive no commissions and have no hidden fees.

Transparent

Transparency is important when working with clients. Each client is provided access to see their entire financial picture at any moment they want to view it. By doing this you have access to see what actions are being taken to improve your finances at each stage of the work we are doing.

—  Here to help  —

WITH YOUR FINANCIAL QUESTIONS


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US & YOU


Prelude Financial serves a broad range clients who are:


Families

Younger families that still have children in the home tend to get overlooked by many simply because they may not have built up enough assets. Utilizing our virtual services platform we work with clients regardless of location to coach them through their working years to help accomplish their goals in the most efficient manner possible.

Pre-Retirees

Who are looking to retire in the next ten years who are looking to enhance aspects of their plan to ensure a comfortable retirement.

Retirees 

Who need help managing their investments to create income in a tax efficient manner to support the retirement lifestyle they envision

Scott Haley CFP®, EA Photo

Scott Haley CFP®, EA

Owner / Financial Advisor
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The Professional Side

I am the founder of Prelude Financial, a firm dedicated to providing unbiased conflict free advice to help you create the life you envision for you and your family. I help my clients think through difficult financial tradeoffs to come up with solutions they can comfortably live with. I take pride in getting to know every detail of my client’s financial lives so that I can build a well thought out, carefully tailored plan to help accomplish the goals you’ve set for yourself.

I serve a broad range of clients, ranging from mid-career professionals to retirees. Prior to forming Prelude Financial, I worked for some of Ohio's larger wealth management firms. Using my past experience I crafted Prelude Financial to be a firm as sophisticated as a boutique wealth management firm while not restricting itself to younger individuals.

The Personal Side

I grew up in Wadsworth and was often referred to as the son of Wadsworth Music. So if you or your children ever took music lessons you have probably met me at one point or another. Growing up with such a deep connection to my local community was truly a great experience, and gave me the opportunity to get to know so many families in the area.

Outside of the office I enjoy spending time with my wonderful wife and daughter. I try to spend as much time outdoors when the weather permits, biking, backpacking swimming and most importantly being with my family.

I graduated Cum Laude from The University of Akron with a Bachelors degree in Finance and Business Administration, and continued my education to become a  CERTIFIED FINANCIAL PLANNER (CFP). After working in the industry for a few years I furthered my education to earn the Enrolled Agent (EA)  designation. 



Stephanie Lange

Office Administrator
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Stephanie is our Office Administrator at Prelude Financial! She is absolutely thrilled to be a part of this company.  She is excited to help Prelude grow so that we can continue to serve our valued clients for years to come!

Stephanie married her wonderful husband, Steve, in November of 2011. They reside in Wadsworth. She is very much a people person! She enjoys spending time with her amazing family and fantastic friends, enjoying a delicious cup of coffee and making others laugh/bringing a smile to their face!

—  Every client is unique  —

FINANCIAL ADVICE TAILORED TO FIT


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WHAT WE OFFER





OUR FINANCIAL SERVICES INCLUDE:


Retirement Planning

Establish a safe withdrawal rate

Is there a tax efficient distribution method?

What accounts should I liquidate first?

Cash Flow Management

How should I payoff debt while still saving for the future?

What is the best way to reduce my debt to make life easier?

How much should I save each year?

Investment Analysis

Are my investments causing me to pay too much in taxes?

Am I comfortable with the amount of risk I am taking?

Risk Management & Insurance Planning

What type of insurance is appropriate?

Do I have the right amount of insurance to protect my family?

Debt Management

What debts should I payoff first?

What debts should I keep?

Tax Planning

How do I reduce my tax burden?

How can I simplify my taxes so it's easier to file?

Is there opportunity to decrease my future tax bracket?

Education Planning

Should I use a 529 plan for savings?

Estate Planning

Do I have the right documents in place?

Do I need to protect my assets using a trust?

Establish Financial Goals

What do I really want out of life?


My investment management services are designed to consistently maximize your investment returns while minimizing tax consequences and volatility. Beginning with your financial goals and concerns, I develop a customized investment strategy, considering your target rate of return and risk tolerance. I review your investment performance regularly and recommend appropriate changes on an ongoing basis. Compared to the typical mutual fund portfolio, Asset Class Investing can offer:

  1. Lower overall costs
  2. Improved tax efficiency
  3. Increased diversification
  4. Better risk exposure to an asset class
  5. Potentially better long-term performance 

While it’s impossible to control the market, our disciplined approach aims to capture the highest market return based on your personal comfort for risk. Maintaining this disciplined approach gives you the best chance of being able to achieve the long-term investment returns to accomplish your plan.  

Download our free white paper "the Importance of Maintaining a Disciplined Investment Approach" to learn how to take control of your investments.

The Importance of Maintaining Discipline

Due to the rising health concerns, Prelude Financial has vastly expanded it's virtual planning platform to provide the same in person meeting experience you would normally have wherever you want.  With this addition, we have also expanded our services to younger individuals who might not have a large amount in assets set aside, but are still looking for quality advice to help them accomplish their goals. So what does this platform look like? Take a look below to see how our platform will work for you.

Helping Stay On Top Of Your Financial Life

With our expanded virtual platform, we're able to offer a new experience that you won't get from your parents financial advisor including:

Financial Planning

  • Access to view your financial plan via our web portal or app anytime you wish.
  • Real time progress tracking to help make sure you're doing what you need in order to reach your goals.
  • Quarterly update emails to let you know your progress.
  • Regular check in calls with your planner to discuss your plan.

Investment Management

  • Client Portal to view your all of your investments in one place
  • Monthly performance reports
  • Monthly asset allocation reports 

The way we look at it is simple, we act as a financial GPS to help you accomplish your goals in the most efficient way possible. When life throws you a curveball, (like a detour in the road) we help get you back on track without missing opportunities or time.


Not quite ready to get started? Try using the free version of our platform to see if you're on track to reach your goals.

Virtual Planning

— Call us Today — SCHEDULE A FREE INITIAL CONSULTATION
(330) 217-3803


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CONTACT


Take the first step

If our personalized, straight forward approach sounds right to you, we encourage you to give us a call. Put Prelude on your side to help you have. 

PARTNERING WITH YOU TO CREATE FINANCIAL COMFORT


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